NBFC guides & insights
Plain-English, RBI-referenced explainers — written by our editorial team, reviewed for regulatory accuracy, dated on every update.
NBFC Categories Explained: ICC, MFI, HFC, Factor, IDF & P2P
Every NBFC category explained — NBFC-ICC, NBFC-MFI, HFC, NBFC-Factor, IDF-NBFC and NBFC-P2P: what each does, who regulates it and which licence fits your business.
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KYC/AML Policy Requirements for NBFCs: What RBI Actually Expects
KYC, AML and PMLA obligations for NBFCs — CDD/EDD, transaction monitoring, FIU-IND reporting and the policy framework RBI inspectors test.
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Buying an NBFC vs Fresh Registration: Which Is Right for You?
Should you buy an existing NBFC or apply for a fresh licence? Honest comparison of timelines, costs, risks and RBI approvals for each route.
Read guide How to Surrender an NBFC License: CoR Surrender Process Step by Step
The NBFC licence surrender process — exit planning, loan-book settlement, the CoR surrender application to RBI, timelines and post-surrender compliance.
Read guide NBFC Compliance Calendar: RBI Returns & Due Dates Explained
The NBFC compliance calendar decoded — periodic RBI returns (DNBS), auditor certificates, board policies and filings by SBR layer, plus how to never miss a due date.
Read guide Documents Required for NBFC License: The Complete Checklist
Every document RBI expects for NBFC registration — company papers, promoter dossiers, NOF certification, business plan and policy framework, with preparation tips.
Read guide NBFC Registration Cost in India: Capital Requirements & Fee Breakdown
How much does NBFC registration cost? Net owned fund requirements (₹10 crore+), professional fees, stamp duty and the pre-revenue budget explained.
Read guide NBFC Registration Process in India: A Step-by-Step Guide (2026)
The complete NBFC registration process in India — eligibility, net owned fund, RBI CoR application steps, timelines and common reasons applications get delayed.
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