NBFC Registration Assistance
End-to-end NBFC registration assistance: RBI application, documentation, business plan, NOF structuring and CoR approval. Get a clear NBFC registration process and cost advisory.
Getting an NBFC licence in India means satisfying RBI on capital, promoter fit-and-proper status, business plan viability and systems readiness — before you can lend a single rupee. Applications routinely face multiple rounds of RBI queries.
We manage your NBFC registration end to end: company formation, net owned fund structuring, documentation, the online CoR application, and query-by-query RBI correspondence until your Certificate of Registration is in hand.
What's included
NBFC setup & company formation
- NBFC company formation — private/public limited company structured for RBI licensing
- Memorandum & Articles drafted with NBFC-appropriate objects
- Promoter and director fit-and-proper documentation
- Net owned fund (NOF) planning — currently ₹10 crore for most new NBFCs, with glide paths where applicable
NBFC documentation & application
- Complete NBFC documentation checklist mapped to RBI requirements
- Five-year business plan, financial projections and systems write-up
- Online CoR application filing and acknowledgement tracking
- Drafting responses to every RBI query until approval
NBFC registration cost advisory
- Transparent NBFC registration cost advisory — capital, professional fees, stamp duty and RBI-stage costs
- Cash-flow planning for the pre-revenue licensing period
- No hidden-fee engagement letter before we begin
How we work
- Feasibility & eligibility check. We verify NOF, promoter profile and business model against current RBI norms.
- Company formation. Incorporation with NBFC-ready MOA/AOA and capital structuring.
- Documentation build. Business plan, projections, policies and promoter dossiers assembled.
- RBI application. Online CoR filing with a complete, indexed document set.
- Query management. We draft and file responses to RBI queries until the CoR is issued.
- Post-CoR setup. First-board-meeting pack and compliance calendar so you start clean.
What you receive
- Incorporated company with NBFC-ready charter documents
- Filed CoR application with complete annexures
- RBI query-response file and correspondence record
- Certificate of Registration and post-licence starter kit
NBFC Registration — FAQs
RBI currently requires minimum Net Owned Fund of ₹10 crore for most new NBFCs (higher for certain categories like NBFC-MFI and IDF). We confirm the applicable threshold for your category before you commit capital.
Typically 6–12 months from a complete application, depending on RBI query rounds. Incomplete applications take far longer — which is why documentation quality matters.
Yes, subject to FEMA and RBI conditions including minimum capitalisation norms for foreign-owned NBFCs. See our investment & financial regulatory services.
Promoter/director KYC and net-worth proofs, company incorporation documents, NOF certification, a detailed business plan with projections, and systems & policy manuals. Our full guide lists every document.
Often yes — acquiring an existing NBFC with RBI change-in-control approval can take 3–6 months versus 6–12 for fresh registration. Read our guide on buying vs fresh registration, and see our takeover & acquisition service.
Need help with nbfc registration?
Free initial consultation — tell us your situation and we'll scope a fixed-fee engagement.