NBFC services, across the full lifecycle

The Reserve Bank of India regulates NBFCs through a dense, ever-changing framework of master directions, circulars and scale-based norms. A single mis…

Getting an NBFC licence in India means satisfying RBI on capital, promoter fit-and-proper status, business plan viability and systems readiness — befo…

An NBFC lives on its filings — DNBS returns, statutory auditor certificates, board-approved policies, and disclosures that scale with your SBR layer. …

RBI's KYC Directions and the Prevention of Money Laundering Act make customer due diligence, transaction monitoring and suspicious-transaction reporti…

Buying an existing NBFC can shortcut 6–12 months of fresh registration — but only if the target is clean. Hidden NPAs, pending RBI correspondence and …

NBFC balance sheets hide their risks in the loan book — evergreening, related-party exposures and provisioning gaps rarely show up in headline financi…

Winding down an NBFC is a regulated process, not just a board resolution. RBI expects the loan book run down or transferred, creditors settled, and a …

Alternative Investment Funds, foreign investors and credit information companies each sit under their own regulator — SEBI, FEMA/RBI — with rules that…

NBFCs live in their paperwork — loan agreements that must survive recovery proceedings, board resolutions that satisfy RBI governance norms, and polic…

Lenders need lender-grade finance — ALM-aware cash-flow management, provisioning-sensitive reporting, and board packs that connect portfolio performan…

Stressed NBFC books need a strategy, not just follow-up calls — segmentation, right-channel allocation, restructuring where viable, settlement where n…

RBI's scale-based framework expects NBFCs — especially Middle and Upper Layer — to run formal risk governance: risk appetite, credit risk discipline, …

An NBFC's growth is capped by its capital and its cost of funds. Raising equity, opening bank lines, or issuing NCDs and commercial paper each has its…